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Personal Lending

Personal Lending

Installment Loans

  • Installment loans made for nearly any purpose to qualifying applicants
  • Rates always competitive, and lenders work hard to provide fast turn-around from the time completed application is received to final approval

Mortgage Loans

  • Fixed rate or adjustable rate (ARM) mortgages available at competitive rates with moderate closing costs
  • Generally no penalty for pre-payment
  • We can service your mortgage loan

Home Equity Credit Lines

  • Home equity loans may be used as a personal line of credit to cover all financial requirements, including home improvements
  • Competitive rates
  • Funds may be used all at once or over a period of time
  • Fixed rate as well as variable-rate loans available
  • Maximum line depends on the equity you have in your home and other credit factors
  • Interest is generally tax deductible. See your tax advisor
  • Property insurance is required

VISA Platinum Card

  • Enjoy worldwide purchasing power
  • Competitive interest rates on unpaid balances
  • Travel accident insurance
  • Auto rental collision damage waiver
  • No annual fee
  • ScoreCard Rewards program

New Home Construction Loans

  • Home building loans are available and feature competitive rates and closing costs
  • Pay interest only on funds disbursed
  • Funds disbursed by title company
  • Monthly bills for interest due
  • No penalty for pre-payment
  • At completion, talk to us about a permanent home loan

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Southern Commercial Bank | 5515 South Grand Blvd, St. Louis, Missouri 63111

(314) 481-6800 |

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