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Checking

Checking

Our checking accounts are easy to understand with no hidden fees.  We offer a variety of checking options and our Access24 Banking package provides access to your account 24 hours a day, seven days a week. Images of cancelled checks and deposit tickets are provided FREE with your monthly statement.

Free Checking

  • No minimum balance
  • Unlimited check writing privileges
  • Make deposits in person, by mail
  • Free Access24 Banking services included

NOW Checking Account

  • Earns interest at a competitive rate (compounded monthly)
  • Open with $500 or more
  • No service charge when balance is $1,000 or more
  • $5 fee if balance falls below $1,000
  • Unlimited check writing privileges
  • Free Access24 Banking services included

Super NOW Checking Account

  • Same as NOW Checking with the following exceptions:
  • Pays a higher interest rate than NOW
  • No service charge on balance of $2,500 or more
  • $5 fee if balance falls below $2,500
  • Free Access24 Banking services included

Money Market Account

  • A combination checking and savings account
  • Minimum of $500 to open
  • $5 fee on balances of less than $2,500
  • Interest is paid on all balances and increases when balance is over $10,000 and again at $50,000
  • Free Access24 Banking services included
  • Federal regulations limit to six the number of third party debits or withdrawals you may conduct in a statement cycle.  This includes checks, ACH transfers, debit card purchases as well as telephone transfers between SCB accounts.
  • Unlimited transactions permitted at teller window in any statement cycle

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Southern Commercial Bank | 5515 South Grand Blvd, St. Louis, Missouri 63111

(314) 481-6800 | info@southerncommercial.net

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