Surcharge Free ATMs…

Access 24

Southern Commercial Bank's Access24 Banking provides added convenience and access to your account 24 hours a day, seven days a week.  


Visit one of our conveniently located ATM’s any time you need cash. It’s just another way we allow you to access your accounts on your schedule not ours. Our Gravois, Grand and Lindbergh ATMs also accept deposits.

In addition to our branch ATM's we offer two surcharge-free* ATM network options for your convenience.

The combined networks provide you with over 200 additional places to access your funds in and around St. Louis and Jefferson County. This includes many high profile locations like Schnucks and the Savvis Center.

Just click on one of these user-friendly links to find the ATM location nearest you.

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Log on to our online Internet-based banking system at for easy access to account information. Access24 Online allows you to manage your personal finances and conduct routine banking transactions from any PC with Internet access. Perform many transactions such as paying bills via our award-winning bill pay service and transferring funds with just a few clicks of the mouse.  Access24 Online Banking and Bill Pay are provided FREE of charge.


Call (314) 481-3900 (1-888-773-6800) outside St. Louis calling area) any time day or night, to obtain current information on any of your accounts, as well as current interest rates paid on CD, Money Market or Savings accounts. You may also transfer funds between accounts.


*ATM transactions at Southern Commercial Bank locations are free when using a Southern Commercial Bank debit card. Any ATM transactions conducted in a MoneyPass or ULTRAsf network will be assessed an ATM fee of $1.50. For transactions outside of these networks, you may incur a surcharge by the ATM owner in addition to our $1.50 ATM fee.

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Southern Commercial Bank | 5515 South Grand Blvd, St. Louis, Missouri 63111

(314) 481-6800 |

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